Luxury Motor Coach Insurance

A Foremost® luxury motor coach insurance policy can be as unique as your vehicle is.

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Luxury Motor Coach Insurance FAQ

Have questions about luxury motor coach insurance? We have answers!

Policies for luxury motor coaches are written in our motor home program, along with several other types of motor homes, where we have various coverage options available.
Luxury motor coaches are considered motor homes, but many come from custom conversion companies that can add luxurious amenities and features. Some people refer to them as Class A motor homes, or tour buses. While motor homes and luxury motor coaches both serve the same purpose, which is to allow the owner to travel in their own personal living space, luxury coaches transport passengers in a deluxe and elevated style with high-end, executive comforts and designs not seen in your average motor home.
Like our other RV products, we use various factors to determine the cost of insuring your luxury motor coach. These factors include driver age, driving record, previous ownership and operating experience, age of unit, length, and unit value, among others.
Minimum liability insurance requirements would apply in the same way as for a personal auto. A luxury motor coach is not only a large investment, but also a large part of your life. With coverage for physical damage and theft, you’re helping to protect your investment in what’s likely one of your prized possessions.

Luxury Motor Coach Coverages

Luxury motor coaches can be covered under Foremost motor home policies.

Our program offers a personal way to help you get the insurance you want. An agent can talk with you about coverage options and prices that reflect:

  • What kind of luxury motor coach you drive
  • How you use it
  • How and where you store it
  • Your previous ownership and operating experience
  • Your driving record
  • Previous claim history (if any)
  • Who did your luxury motor coach conversion

Multi-Product Discount

Policies with all Farmers® companies, including Foremost and Bristol West®, can qualify for our multi-policy discount.

Towing and Roadside Assistance Coverage

Provides a toll-free telephone number that may be used 24 hours a day, 365 days a year. Covers towing costs incurred if the motor home or trailer being towed is disabled. Also pays for labor performed at the place of disablement.

Get an insurance quote for your motor coach through an independent agent

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Not all products, coverages and discounts are available in all areas and may vary. Restrictions, exclusions, limits, and conditions apply. The information provided on or through this website does not alter the coverages in any policy you purchase. Please read the policy documents to check the coverages that you've selected.

Flood insurance policies offered by Foremost are underwritten by the National Flood Insurance Program (NFIP), a component of the Federal Emergency Management Agency (FEMA). Contact a Foremost representative for details.

Oregon Customers: Foremost does not offer discounts related to wildfire risk mitigation.

For the programs listed below, advertisement produced on behalf of the following specific insurers and seeking to obtain business for insurance underwritten by the following entities, which are a part of the Farmers Insurance Group of Companies®:

Foremost Choice® Property & Casualty: Foremost Insurance Company- Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, Foremost Signature Insurance Company, Foremost County Mutual Insurance Company and Foremost Lloyds of Texas comprise the Foremost Insurance Group. Home office, Caledonia, MI.

Foremost SignatureSM Auto & Home: Farmers Property and Casualty Insurance Company, Farmers Casualty Insurance Company, Farmers Group Property and Casualty Insurance Company, Farmers Direct Property and Casualty Insurance Company, Farmers Lloyds Insurance Company of Texas, Economy Preferred Insurance Company, Economy Fire & Casualty Insurance Company. Home office, Warwick, RI.

Bristol West® and Bristol West Insurance Services of California, Inc.: Bristol West Casualty Insurance Company, Bristol West Insurance Company, Bristol West Preferred Insurance Company, Coast National Insurance Company, Security National Insurance Company, Foremost Insurance Company Grand Rapids, Michigan, Foremost County Mutual Insurance Company. Home office, Sunrise, FL.

Each insurer has sole financial responsibility for its own insurance. List of all insurers and states where licensed can be found at foremost.com/companies.

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