Do you like to throw money out the window? Probably not. Then why go with an insurance company that asks you to insure a home for longer than needed?
- GET FOREMOST
- IS THIS FOR YOU?
- CLAIMS COMPARISON
- GET AN AGENT
While other insurance companies don't offer flexible coverages, Foremost does and is there to help you save your money. Foremost specializes in great vacant home coverage, which can be renewed for up to three years of coverage with pro-rated cancellation. Foremost loves vacant homes! Many other companies shy away from insuring vacant homes, but not Foremost. We make it easy for you to move, renovate your home or put it up for sale. And you won't get stuck paying for a longer term than you needed. Nice. Lucky for you, an agent can help you choose the right Foremost policy for your vacant home property, so you can relax while someone else takes care of the paperwork!
We've got you covered:
- Named Peril Coverage. This means we cover "perils" (fire, explosion, lightning, windstorm and hail damage) which are specifically named in your policy, subject to policy exclusions and conditions.
- Vandalism and Malicious Mischief Coverage. Many companies don't offer this important coverage on an unoccupied home, but Foremost does.
- Full 12 Month Policy. This means that we offer flexible payment plans and a pro-rated cancellation, if you need to cancel before your year is up. We also offer options to renew for up to four years.
- Agreed Loss Settlement. If your home is destroyed by an insured loss, you receive the full amount of agreed upon insurance for your home (minus any applicable deductible). No hassles.
- Liability Coverage. This provides coverage if you're found legally responsible for an accident that causes injury to someone on the rental premises or causes property damage.
- Actual Cash Value. In the event of a covered loss, this covers the cost to replace or repair your damaged property, with a deduction for depreciation, which reflects that age and condition of your home.
An agent can help you save money on a Foremost policy by asking
a few questions. Policy discounts vary by state and chances are
one or more will apply to you.
Take advantage of the knowledge at hand.
Not all insurance companies have thousands of highly trained and exceptional agents across the country ready to provide you the best policy for your vacant property, in person. Agents are ready to answer the questions you didn't even know you had about Foremost insurance.
Do we insure you?
Foremost specializes in vacant home insurance and accepts a broad range of vacant homes. We accept vacant homes valued up to $1 million, and there is no restriction on the age of the home!
We also sell homeowners and owner-occupied policies that cover the following kinds of properties:
- Homes for sale
- Homes in the name of an estate
- Homes under renovation
- Rental properties between tenants
- Homes of varying ages
Foremost offers flexible payment plans, including pay on-line, by mail or electronic funds transfer. Keep in mind that higher deductibles can help lower the cost of your premium.
If you purchase your National Flood Insurance Program policy through Foremost, you'll have a personal, professional agent helping you make sure that your home and your belongings have the coverage you want in the event of a flood.
While other insurance companies don't offer flexible coverages, Foremost does and is there to help you save your money. Foremost offers great vacant home coverage, pro-rated cancellation, vandalism and malicious coverage and coverage on your vacant home for up for 3 years if needed! That's why we are here to tell you that a vacant home policy can cover you so you can continue to relax.
|What If?||Other Companies/Policy with Minimal Coverage||Foremost Vacant Home Policy|
|What if I buy a year policy on my home that is for sale and it sells in the first two months?||With other companies, typically, you may end up paying for the full year, no refund!||Foremost offers a pro-rated cancellation. This means that we would credit money back to you subject to a minimum earned premium.|
|What if my home is being renovated and someone breaks and vandalizes it?||Many other insurance companies do not offer vandalism coverage on vacant homes, so those expenses would all be right out of your pocket.||Foremost loves insuring vacant homes and offers coverage for Vandalism and Malicious Mischief coverage. In the event of a covered loss, Foremost would cover the vandalism on your vacant home up to the limits of your coverage.|
|What if I want to get vacant home insurance and not need to worry about renewing it every couple months?||Many other insurance companies make you renew the policy every three or six months.||With a Foremost policy, you have the option to purchase coverage for your vacant home for one year, with option to renew for up to four years. We also offer pro-rated cancellation.|
|What if my vacant home is insured and it is considered a total loss after a natural disaster?||It may be an unpleasant surprise how much you receive for your home to be rebuilt.||With agreed loss settlement coverage, in the event of a covered loss, you would receive the amount of insurance for your home that is listed on your policy (minus any applicable deductible). No surprises.|
WHY AN AGENT?
"Insurance? I knew absolutely nothing about it, at all. I started looking around and found that there are a lot of companies out there and a lot of information to sort through. So much in fact that I became overwhelmed and didn't know which way was up. Unfortunately, I didn't have a trained advisor guiding me and helping me select the right coverages and ended up paying too much for limited coverage. After my first accident, I found an insurance agent that took me step-by-step through what I needed. What a refreshing experience!"
We want you to take advantage of the knowledge!
Take advantage of our thousands of highly trained and exceptional agents across the country ready to help you choose the best Foremost insurance policy for you. With all the confusing ways to buy insurance out there today, why not stick with a trained professional who knows the ropes. An agent will focus on saving you time, money and hassle on purchasing and maintaining your insurance. They will help you choose the best policy for your lifestyle. Period.
Why get an Agent?
offers pro-rated cancellation. If I need a vacant home insurance again, I know where to turn.
sound like you or someone