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Travel Trailer Insurance
What to Look For in a Travel Trailer Insurance Policy
The biggest mistake many travel trailer owners make is insuring their rig on an auto policy. At claim time, they may discover they don't have the specialized coverages they need. And that can be a very unpleasant surprise!
Here are some of the myths and realities that you may want to consider when looking for an insurance policy for your travel trailer:
Myth: "My homeowners policy will cover all my personal property on the road."
Reality: Most auto policies don't include comprehensive coverage for personal belongings, and homeowner policies typically place strict limits on off-premises coverage and require a sizable deductible to be paid first. Foremost policies provide optional comprehensive coverage for personal belongings, and in most cases don't require a deductible.
Myth: "An insurance policy won't help me if my travel trailer breaks down."
Reality: Foremost offers TraveLine® towing and roadside assistance. If your travel trailer or tow vehicle is disabled anywhere in the US or Canada, you can call Foremost's toll-free TraveLine® number for towing or roadside help. Foremost policies also include high limits to cover the towing or servicing of larger travel trailers, and a "sign and drive" privilege that covers towing or roadside assistance expenses on the spot.
Foremost also offers outstanding emergency expense coverage. Unlike typical auto policies, our travel trailer policy pays for temporary housing or travel expenses to get you home if your travel trailer is damaged while you're on the road. We'll even pay to transport your damaged travel trailerl to your home, a repair center, or a storage facility.
About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. *Coverage may not be available in all areas.