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Coverage Options
It's a common myth that your personal watercraft is adequately covered under your homeowner's or renter's policy. In most cases, you need additional coverage.
For real peace of mind as you ride the waves, you need a policy that offers important coverages specifically designed for personal watercraft.
Important Coverages
For real peace of mind as you're out on the water, you need a policy that provides a wide range of coverages. These coverages should include:
- Physical Damage
- Liability
- Wreck Removal
- Pollution Liability Coverage
- Watersports LIability
- Medical Payments Coverage primary
Optional Coverages
For extra protection, and because not everyone's needs
are the same, Foremost offers a variety of coverage options:
- Increased limits on Liability
- Uninsured Watercraft
- Accessory Coverage
- Personal Property
- Towing and Assistance
- Trailer Coverage
- Liability-Only
Broad Eligibility
A Foremost policy will cover almost all makes and models of personal
watercraft. And Foremost also has a specialized program for boats.
About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. We use credit-based insurance scoring in some cases. *Coverage may not be available in all areas.