Don't let your adventures get cut short because you didn't get the right coverage for your ride! Your homeowners or auto policy may not adequately cover your ORV. Lucky for you, an agent can help you choose the right Foremost policy for your ORV, so you can go out and enjoy the trail while someone else takes care of the paperwork!

We've got you covered:

• Safety Apparel Coverage. This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
• Optional Equipment Coverage. We include $500 for optional equipment coverage, depending on your policy. This covers any "extras" added to your ride, including towable trailers or sleds made for use with your ORV.
• Annual Policies. If the trail is calling, you don't want to miss it. No calls, no hassle with our annual policy you can insure your ORV even in the "off-season."
• Medical Payments Coverage. Hopefully never needed, but always important with off-road vehicle insurance, this coverage pays for the necessary medical care you receive as a result of an off-road vehicle accident.
• Liability Coverage. This broad coverage is meant for accidents involving your ORV (the coverage is for third-party injuries and property damage).
• Increased Limits. You can choose the limits that you want on your liability.
• Collision Coverage. Regardless of who is at fault, this covers your ORV in the event of damage caused by collision with other vehicles and trees or utility poles.
• Other than Collision Coverage. Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
• Trailer Coverage. Provides coverage for a specifically designed trailer to transport your ORV (valued up to $7,500).

Take advantage of the knowledge at hand.
Not all insurance companies have thousands of highly trained and exceptional agents across the country ready to provide you the best policy for your off-road vehicle, in person. An agent is ready to answer the questions about Foremost insurance you didn't even know you had.

Do we insure you?
A Foremost policy covers all kinds of your rides. Dirt bike, dune buggy, golf cart, ATV (standard, sport and utility) and (2, 4, 6, or 8-wheel). Visit an agent to help you choose the right Foremost policy for your ride.

You Choose!
Foremost offers flexible payment plans, including pay online, by mail or electronic funds transfer. Keep in mind that higher deductibles can help lower the cost of your premium.

Trusting your off-road vehicle to a homeowners policy may bring you an unpleasant surprise at claim time. That's why we are here to tell you that Foremost SPECILIZED off-road vehicle policy, beyond your homeowners policy can cover you so you can continue to ride the trails.

WHY AN AGENT?
"Insurance? I knew absolutely nothing about it, at all. I started looking around and found that there are a lot of companies out there and a lot of information to sort through. So much in fact that I became overwhelmed and didn't know which way was up. Unfortunately, I didn't have a trained advisor guiding me and helping me select the right coverages and ended up paying too much for limited coverage. After my first accident, I found an insurance agent that took me step-by-step through what I needed. What a refreshing experience!"

We want you to take advantage of the knowledge!
Take advantage of our thousands of highly trained and exceptional agents across the country ready to help you choose the best Foremost insurance policy for you. With all the confusing ways to buy insurance out there today, why not stick with a trained professional who knows the ropes. An agent will focus on saving you time, money and hassle on purchasing and maintaining your insurance. They will help you choose the best policy for your lifestyle. Period.

Why get an Agent?

Get Informed. There is so much more to know than what is on this site. An insurance agent is educated and knowledgeable on insurance products and policies. They can answer the questions you didn't even know you had.

Get a Lower Cost. Contrary to popular belief, working with an agent can actually save you money. Agents are professionally trained to help you choose the right policy for you. This saves you from paying for the extras that you don't want.

Get Extra Time. Don't spend time shuffling through papers, trying to figure out if you have the right insurance. Get an agent to take care of the paperwork, so you can take care of having fun with the products you are insuring.

Get Comfort. Agents are far more efficient at cross-checking and knowing what policies fit best. They can answer your questions and explain coverages in detail.

Get Personal Care. Your agent can provide personal care and follow-through that you wouldn't receive on-line. They will welcome you, educate you, book your policy, take your claim information and thoroughly follow-up.