Rental and Commercial Mobile Home
If you're a landlord who rents out multiple homes to others or if you have a mobile home used commercially, you want a mobile home policy that's designed specifically for your needs. Foremost offers a superior rental and commercial mobile home policy with broad eligibility and coverage options you can choose to customize your policy. This program is designed for:

• Mobile Home Landlords
  People who rent mobile homes to others find our policy to be especially convenient and practical. You can place all your homes on one policy, which means less paperwork and less confusion!
• Commercial Mobile Homes
  If you have mobile homes that are used commercially for offices, construction site offices, mobile classrooms, libraries or other uses, you'll find great coverage with Foremost.
• We also insure rental and commercial travel trailers, animal trailers and utility trailers in this program.

Coverage
The Foremost Rental and Commercial Mobile Home policy provides coverage for the home, contents and adjacent structures, for the following damages or causes of loss:

• Vandalism or Malicious Mischief
• Falling Objects
• Lightning
• Hail*
• Explosion
• Landslide (unless caused by earthquake)
• Attempted or Actual Burglary or Robbery
• Windstorm*
• Fire

• Fire Department Service
• Emergency Removal Service

Optional Coverages
Foremost offers important optional coverages that let you customize your policy. These are some of our coverage options:

• Comprehensive Coverage on the Home - Gives you coverage against any cause of loss that isn't specifically excluded in your policy.
• Money-Saving Deductibles - An effective way to reduce your premium.
• Multiple-Home Policies - Convenient for landlords with more than one rental home. All of your homes can be set up on a single policy.
• Premises Liability Coverage - Helps when a claim is brought against you for accidents that happen to somebody else, but for which you are legally responsible. An example might be if a tenant slips in your rental mobile home and then sues you for medical costs, loss of income and damages for pain and discomfort. Even if you aren't found legally responsible, the cost of lawyers, investigations and defending the case in court can be staggering. Premises liability coverage helps you by covering your legal costs.

Agreed Loss Settlement
If your home is destroyed by an insured loss, you get the full amount of insurance shown on your Declarations Page for your home, minus any applicable deductible. No hassles, no arguments.

Own a rental property other than a mobile home?
We can help! Learn more about our landlord insurance program for other properties.

About the coverages described on this site: Your insurance contract is contained only in your policy, not in this Web site. Your insurance protection may vary from the coverages described here, depending on the standard coverages included in your policy and the optional coverages you purchase. Credit is only used by underwriting or rating where allowed by state law. The coverages described on this page apply if you use your mobile home as a residence. They do not apply to rental and commercial use. *Coverage may not be available in all areas.