Our policies provide important coverages that are not available in a conventional auto policy or the stripped down RV policies offered by other companies. Lucky for you, an agent can help you choose the right Foremost policy for your rig, so you can go out and enjoy the open road while someone else takes care of the paperwork!

We've got you covered:

• Comprehensive Coverage. This is included with our fifth-wheel policies and is not automatically included in your typical auto policy. This provides protection from just about any direct, sudden, and accidental loss, including; collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. We also include Coverage for Attached Accessories, including awnings, satellite dishes, TV antennas and more.
Some coverages are optional and subject to company approval or may not be available in all states.
• Total Loss Replacement Coverage. This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value of your fifth-wheel at the time it's destroyed. The Foremost coverage protects from the effects of depreciation. If your new-model fifth-wheel is destroyed within its first five model years, and you're the original owner, we'll pay to replace it with a brand new one of similar kind and quality. In years six through ten, we'll give you up to what you originally paid for it toward the purchase of another fifth-wheel.
• Emergency Expenses Coverage. Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home.
• Replacement Cost Coverage. More than a typical auto or homeowners policy, this covers your personal belongings that are destroyed or stolen.
• Towing and Roadside Assistance from TraveLine^® eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire charges, fuel delivery, and locksmith service are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your fifth-wheel and your tow vehicle are covered, regardless of who is driving!
• Campsite/Vacation Liability Coverage. Provides liability coverage when you are parked and using your fifth-wheel as a residence, typically seasonally or weeks at a time.
• Full-Timer Coverage. This is a coverage very similar to a homeowners policy. This option also covers you when you are parked and using your fifth-wheel as a residence, typically for extended periods of time.
• Insuring your Tow Truck. This special option offers insurance for your medium duty tow truck that you use to tow your fifth wheel, provided the medium duty tow truck's GVWR exceed 10,000 pounds. This means that the maximum allowable total weight of a road vehicle when loaded must exceed 10,000 pounds.
• Special Program for Stationary Fifth-Wheels gives you extensive comprehensive and contents coverage if you use your fifth-wheel as a seasonal or permanent residence. This includes liability coverage that covers liability, medical payments to others, and property damage claims caused by an accident for which you are held liable. This program provides you with additional protection since your auto or homeowners policies may not extend coverage to you.

Take advantage of the knowledge at hand.
Not all insurance companies have thousands of highly trained and exceptional agents across the country ready to provide you the best policy for your rig, in person. An agent is ready to answer the questions about Foremost insurance you didn't even know you had.

Do we insure you?
A Foremost policy covers an extensive range of fifth-wheels; older, newer, and different makes and models. Visit an agent to help you choose the right Foremost policy for your rig.

Trusting your rig to an auto policy or your personal belongings on the road to a homeowners may bring you an unpleasant surprise at claim time. That's why we are here to tell you that a Foremost SPECIALIZED fifth-wheel policy, beyond your auto or home policies can cover you so the journey can continue.

WHY AN AGENT?
"Insurance? I knew absolutely nothing about it, at all. I started looking around and found that there are a lot of companies out there and a lot of information to sort through. So much in fact that I became overwhelmed and didn't know which way was up. Unfortunately, I didn't have a trained advisor guiding me and helping me select the right coverages and ended up paying too much for limited coverage. After my first accident, I found an insurance agent that took me step-by-step through what I needed. What a refreshing experience!"

We want you to take advantage of the knowledge!
Take advantage of our thousands of highly trained and exceptional agents across the country ready to help you choose the best Foremost insurance policy for you. With all the confusing ways to buy insurance out there today, why not stick with a trained professional who knows the ropes. An agent will focus on saving you time, money and hassle on purchasing and maintaining your insurance. They will help you choose the best policy for your lifestyle. Period.

Why get an Agent?

Get Informed. There is so much more to know than what is on this site. An insurance agent is educated and knowledgeable on insurance products and policies. They can answer the questions you didn't even know you had.

Get a Lower Cost. Contrary to popular belief, working with an agent can actually save you money. Agents are professionally trained to help you choose the right policy for you. This saves you from paying for the extras that you don't want.

Get Extra Time. Don't spend time shuffling through papers, trying to figure out if you have the right insurance. Get an agent to take care of the paperwork, so you can take care of having fun with the products you are insuring.

Get Comfort. Agents are far more efficient at cross-checking and knowing what policies fit best. They can answer your questions and explain coverages in detail.

Get Personal Care. Your agent can provide personal care and follow-through that you wouldn't receive on-line. They will welcome you, educate you, book your policy, take your claim information and thoroughly follow-up.